Our Leadership

Mr. Saad Ur Rahman Khan

Managing Director

Mr. Saad Ur Rahman Khan has an extensive banking career spanning more than 30 years in the area of Retail, Trade, SME, Commercial, Corporate, Investment Banking, Financial Institution, International Banking and Risk Management. Having started his professional journey with MCB Bank Limited in 1993, he has since held numerous senior roles in large local and multinational banks including Citibank, National Bank of Pakistan, Habib Bank Limited and Bank Alfalah. He has also served as a director on the boards of Alfalah Asset Management Limited, NBP Fund Management Limited, National Bank of Pakistan Kazakhstan, National Bank of Pakistan Tajikistan, Sapphire Wind Power Company Limited and Triconboston Consulting Corporation (Pvt) Limited. Mr. Saad is a graduate of Institute of Business Administration (IBA), Karachi.

Mr. Mohammed Naeem

Company Secretary

Mr. Mohammed Naeem, Company Secretary at PKIC, is FCMA, Fellow Member of the Institute of Cost and Management Accountant of Pakistan. He has over 22 years of experience in the financial sector. His work experience includes the fields of Accounting, Taxation, Budgeting, and Corporate Secretarial. He has also worked with M/s. A. F. Ferguson & Co – Chartered Accountants.

Mr. Naveed Iftikhar Sherwani

Chief Risk Officer

Mr. Naveed Sherwani has over 40 years of rich and diversified experience in Islamic and Conventional Banking of Local and Foreign Banks. This includes working experience at the front end of Corporate, Commercial & SME segments and Enterprise Risk Management.

Mr. Naveed Sherwani has worked at various key senior roles during his association with different local and foreign banks; Country Head Risk Asset Review, Deputy CRO at Union Bank Limited, Senior Credit Officer Pakistan, at Standard Chartered Bank Pakistan Limited; Country Head Corporate Banking, Country Head Risk-SME / Commercial during two different stints with NIB Bank Limited; Head of Credits for Corporate & Investment Banking and Islamic Banking at Bank Alfalah Limited. He was also Chief Risk Officer (CRO) at Dubai Islamic Bank Pakistan Limited before joining Pak Kuwait Investment Company as CRO in April 2016.

Mr. Naveed Sherwani is a certified Director from Pakistan Institute of Corporate Governance (PICG). He has also represented PKIC as a Nominee Director on the Board of Ghandara Tyre & Rubber Company Limited and Meezan Bank Limited.

Mr. Mazhar Sharif

Head Internal Audit

Mr. Mazhar, Head Internal Audit at PKIC, is FCA, a Fellow Member of the Institute of Chartered Accountant of Pakistan and has more than 31 years of work experience in the financial sector. He has also worked with A.F. Ferguson & Co – Chartered Accountants. Mr. Mazhar has been representing PKIC on various forums, and boards as nominee director.

Mr. Atif Anwar

Group Head Treasury, Capital Markets & FIs

Mr. Atif, Group Head Treasury, Capital Markets & FIs at PKIC, is Master of Business Administration (Finance) with over 18 years of diversified professional experience in financial institutions that includes Faysal Bank. Mr. Atif specializes in treasury and capital market operations and represents PKIC at various forums.

Mr. Tamim Shabbir

Chief Financial Officer

Mr. Tamim Shabbir (FCA, CIMA-UK) is the Chief Financial Officer of Pakistan Kuwait Investment Company (Private) Limited, since June 27, 2024. He brings with him 25 years of professional experience in various financial roles.  He was previously working as CFO at Al Baraka Bank (Pakistan) Limited since November 2013. His career began in June 1999 at A.F. Ferguson and Co., where he last served as an Assistant Manager, primarily focusing on manufacturing and banking audits until October 2004. He then moved to Ernst and Young in the United Kingdom as an Audit Executive, mainly engaged in manufacturing, trading, and software audits from December 2004 to May 2006. Following this, he joined Faysal Bank Limited as the Financial Controller – Retail Banking until January 2010. He then worked as the Financial Controller at Meezan Bank Limited from January 2010 to November 2013. Mr. Tamim is a Chartered Accountant, qualified from the Institute of Chartered Accountants of Pakistan, and a Chartered Management Accountant from the Chartered Institute of Management Accountants (CIMA), United Kingdom.

Mr. Muhammad Hammad Anwar

Group Head Human Resource & General Support & Services

Mr. Hammad Anwar has over 19 years of experience in HR and Administration while serving in Pakistan Army. Since the last 6 years has been occupying the position of Group Head HR & GSSD at Pakistan Kuwait Investment Company.

During his tenure at PKIC, Mr. Hammad has consistently worked on the betterment of all HR & Admin related protocols; with special focus on employee wellbeing, retention and engagement.

Academically, he has completed his Masters of Business Administration (MBA) from Institute of Business Administration (IBA) and has received his certification for a Program called “Strategic Human Resource Leadership” from Cornell University.

Apart from the above-mentioned professional achievements; Mr. Hammad is committed towards mentoring up and coming talent and has also been recognized by Lahore University of Management Sciences (LUMS), for his contribution towards the development of cognitive and professional skills of their students, at their Certified Corporate Exposure Program, 2022.

Mr. Naveed Ahmed Khan Lodhi

Group Head Compliance

Mr. Naveed, Group Head Compliance at PKIC has over 25 years of diversified banking experience of serving in the regulatory authority and commercial banks. He has served at State Bank of Pakistan in the Banking Supervision and Inspection Departments. He has also served as Head of Compliance and Fraud Risk at Dubai Islamic Bank. He was serving as Head of Regulatory Compliance at Bank AL Habib Limited before joining PKIC.

Mr. Samiullah Tariq

Group Head Research & Product Development

Mr. Samiullah Tariq is Group Head Research & Product Development Department at PKIC, he has done his Masters in Business Administration from Institute of Business Administration (IBA) Karachi. He has over 17 years of experience covering diversified sectors across industries. Prior to joining PKIC, Mr. Samiullah Tariq was serving as Director Research & Business Development at Arif Habib Limited. To his credit, he has successfully organized numerous road shows both in the Pakistan and internationally, including Bank of America Merrill Lynch in New York, Boston and Dubai where major Pakistani corporates participated along with presence of major global financial institutions.

Ms. Ayesha Umer

Group Head Corporate & Investment Banking

Ayesha Umer is an accomplished banking professional with over 21 years of diverse experience spanning Consumer, Corporate, and Investment Banking sectors. Before joining PKIC, she has been associated with UBL and Faysal Bank Limited. Since June 2021, Ayesha has been part of the PKIC team, initially as Regional Head – South, and now a member of the leadership team. She is currently serving as Nominee Director on the Board of Planet N Group of Companies (group concerns of PKIC). Ayesha’s dedication extends beyond her professional pursuits, as she actively supports initiatives aimed at addressing the education crisis in Pakistan, volunteering with The Citizens Foundation of Pakistan. Ayesha is a certified Director from the Pakistan Institute of Corporate Governance and an alum of the Lahore University of Management Sciences, holding a BSc. (Hons) degree in Computer Science.

Mr. S. M Ehtesham Mukhtar

Group Head IT

Mr. Ehtesham Mukhtar is Group Head of Information Technology at PKIC. He has done his MS degree in Computer Science from National University of Computer and Emerging Sciences FAST-NU. He is a seasoned IT professional with over 25 years of experience in designing, implementing, and managing IT solutions that support the business objectives, regulatory requirements, and customer needs of the company.

Mr. Zafar H Gardezi

Group Head Operations

Mr. Zafar Gardezi holds a Master’s degree in Business Administration with major in Banking and Finance. With more than 22 years in financial institutions, he has expertise in Finance, Risk Management, Treasury, Capital Market back office Operations, and Credit Administration. His expertise extends to SBP-PRISM, CDC, NCCPL, and PSX rules & regulations, showcasing a comprehensive understanding of financial frameworks and operational procedures.

Mr. Zahid Saleem

Group Head SAM & Legal

A seasoned legal professional with over 18 years of experience in the banking industry, specializing in Special Assets Management and Legal Affairs. Proven track record of successfully managing NPL portfolios and in-house legal affairs for commercial banks. Skilled in corporate and commercial laws, drafting legal documents, and managing day-to-day company’s affairs. A practiced litigator with over 5 years of experience, up to High Court.

Mr. Imran Saeed

Head Islamic Finance Divison

Mr. Imran Saeed, Head Islamic Finance Division at PKIC, is Master of Business Administration and has around 20 years of banking experience in Corporate & Investment Banking. He has also obtained Certificate in Islamic Banking Certification Course (IBCC) from National Institute of Banking & Finance (NIBAF). He has been instrumental in the establishment of Islamic Finance Division in PKIC.

Mufti Mansoor Rais

Resident Shariah Advisor

Mufti Mansoor Rais is an experienced Islamic Finance Professional and a certified Shariah Advisor from SECP, with a proven track record in the Islamic Banking and Takaful industry. Currently, he holds the position of Resident Shariah Advisor (SA) at Pakistan Kuwait Investment Company – Islamic Finance Division. Over the course of his career, which spans over more than 12 years, he has gained extensive knowledge of the Islamic Finance transactions, and possesses strong expertise of Shariah structuring of complex business transactions and proposals. Mufti Mansoor has conducted Shariah Reviews for both asset and liability products, as well as reviewing related documentation and agreements.