Certificate Of Investment
What is a Certificate of Investment (COI)
COI is a structured financial product offered by Development Financial Institutions (DFIs). It operates similarly to a Term Deposit, where a customer deposits funds for a predetermined period, earning a fixed profit upon maturity.
Salient Features of COIs:
- Competitive Returns
- 100% Principal Protection
- Flexible Tenure
- Quick Turnover / Swift On Boarding
What is a Certificate of Islamic Investment (COII)
The Certificate of Islamic Investment (COII) is a Shariah-compliant fixed-term investment product offered by Pakistan Kuwait Investment Company (Private) Limited (PKIC) under its Islamic Finance Division (IFD).
The COII provides investors with a halal investment avenue that aims to deliver competitive returns while adhering strictly to Shariah principles.
Salient Features of COIIs:
- Halal & Competitive Returns: Earn profit from Shariah-compliant investments.
- Flexible Tenure Options: Choose investment periods from 1 month to 5 years.
- Profit Payment Flexibility: Receive profit at maturity or at agreed intervals.
- Convenient Encashment: Redeem easily via cheque or RTGS transfer.
- Shariah Supervision: Certified by PKIC’s Shariah Advisor.
Rates Validity is for amount up to PKR 50 Million.
Rates are subject to change as per change in market conditions.
*Expected rates
Contact Persons
Pan Pakistan
Shazia Bashir
Unit Head Liabilities-Corporate Banking
Email: shazia.bashir@pkic.com
Contact: 0300-4812345 | (9942) 111-611-611
Representative for the South Region
Mahreen Amjad
Manager Liabilities – Corporate & Investment Banking
Email: mahreen.amjad@pkic.com
Contact: 0334-0009353
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