Corporate & Investment Banking Group

The Corporate and Investment Banking Group (CIBG) at PKIC aims to meet the financial and banking services requirements of top-tier clients, across a broad spectrum of industrial sectors. PKIC has dedicated teams located in Karachi and Lahore to provide existing and potential customers access to wide range of product offerings such as short-term financing limits, term loans, project finance/ syndications and other non-funded facilities such as letter of comfort and guarantees. CIBG also provides variety of financial advisory and arrangement services which include advising upon Initial Public Offers (IPO), Mergers and Acquisitions (M&As), private equity arrangement, leveraged buyouts and buy-side & sell-side transactions. This capability reinforces development of an outstanding network of relationships with corporations, institutions and governments across myriad of sectors.

The financing is extended to meet working capital and Balancing, Modernization, Replacement and Expansion (BMRE) requirements, Project finance and Infrastructure deals of existing and potential clients with a primary objective of bolstering growth in key sectors of the country to support economic development. The CIBG team is well-conversant with developing sophisticated transaction structures in accordance with unique needs of a diversified clientele base. The team draws upon its strong network of relationships to generate a robust transaction pipeline and remains fully aware of latest market developments to pitch suitable financing solutions to its esteemed clientele.

The core activities of CIBG, among others, comprise of the following:

  • Extending financing to entities seeking to expand their scope of activities through greenfield or brownfield projects
  • Extending bilateral and syndicated financing to client to support the long term financing needs both under the commercial financing as well as State Bank of Pakistan’s (SBP) subsidized schemes as and when announced including SBP Long Tern Finance Facility (LTFF), Renewable Energy and Temporary Economic Refinance Facility (TERF).
  • Providing working capital and liquidity support to entities through dedicated short-term, working capital products
  • Structuring syndicated debt or debt capital market transactions (Term Finance Certificates (TFC)/Sukuks) or contributing through meaningful participations
  • Identifying high growth sectors / companies which propel economic progress and providing them funding through establishing long-term relationships
  • Supporting key public sector entities in line with mandate of supporting projects / companies that command strategic national significance
  • Providing first-rate financial advisory services in both equity and debt capital markets
  • Equity advisory through advising upon large-ticket IPOs in the local equity capital market
  • Private equity, M&As, buy and sell-side advisory, and advising upon privatization transactions by GoP

The product portfolio of CIBG includes the following:

  • Long-term Financing Facilities (this includes without limitation syndicated debt, structured finance facilities (Sukuks/TFCs), infrastructure project finance and bilateral facilities)
  • Short-term to Medium Term Financing (this includes working capital products such as short-term finance facilities having tenor of one year or less)
  • Lease Facility (Automobiles, Machinery and Equipment)
  • Letter of Comfort and Guarantees
  • Financial advisory and arrangement services including debt arrangement advisory, equity advisory(IPOs), restructuring, private equity, M&As